HBVNK Terms of Use

Effective: 24 September 2026. Version 1.3.0.

1. About HBVNK LLC and these Terms

These Terms are a binding agreement between you and HBVNK LLC, a Delaware limited liability company. HBVNK develops a self-custodial software interface. HBVNK is not a bank, custodian, broker, exchange, investment adviser, insurer, or the operator of the independent protocols named below. Contact legal@hbvnk.com.

2. Eligibility and age requirement

You must be at least 18, have capacity to contract, and use each feature only where lawful. You are responsible for the laws that apply to you and for truthful eligibility information.

3. Self-custodial wallet and responsibility for keys

The wallet is self-custodial. For a locally created or imported wallet, keys and any seed phrase are retained on your device under your control. If you choose email, Google, or Apple sign-in, Privy provides a user-owned embedded wallet and authenticates access to its signing service. That wallet uses the access methods linked to your Privy account rather than a local wallet password or seed phrase. HBVNK LLC does not receive or store your private key or seed phrase. Protect your linked accounts and recovery methods; anyone with your private key can control your assets. The app provides access to Privy's private-key export flow for use with compatible wallet software. Creating a social wallet does not migrate an existing local wallet or its funds.

4. Blockchain transactions and no recovery by HBVNK

Blockchain instructions may be irreversible. Verify the network, asset, amount, destination, contract, fees, and transaction details before signing. HBVNK cannot cancel, reverse, or recover a transaction or restore a lost key. HBVNK's inability to provide an interface does not transfer your private keys or assets to HBVNK.

5. Third-party protocols and services

The app can help you submit instructions directly to independent networks, smart contracts, and providers. Their own terms, policies, fees, risks, governance, availability, and technical behavior govern their services. HBVNK does not control their operation.

6. Hyperliquid trading interface

HBVNK provides an interface to Hyperliquid spot and perpetual markets. Orders and positions execute through Hyperliquid, not on an exchange operated by HBVNK. Perpetuals use leverage and can liquidate rapidly. The Perps Supplement is incorporated for new or increased perpetual exposure.

7. MoonPay fiat purchases

MoonPay is the current fiat purchase provider available through HBVNK. HBVNK runs its own preflight checks and presents the supported purchase options and status screens. MoonPay controls its live availability, quote, payment methods, payment processing, delivery, and any identity or other verification it requires. Verification requirements and available payment methods can vary by location, transaction, device, and provider configuration. Review MoonPay's terms and privacy information in its provider-controlled purchase flow. HBVNK does not guarantee eligibility, approval, a particular payment method, delivery, timing, or availability. Provider references and payment status shown by HBVNK may be supplied by MoonPay or the relevant network.

8. Fees

Fees are described at /legal/fees/ and in the confirmation flow. HBVNK, protocols, networks, bridges, and providers may charge separate fees. Review live amounts before signing because third-party and network fees may change.

9. Restricted jurisdictions, sanctions, and no circumvention

Sensitive features may be unavailable or exit-only in restricted locations or for sanctioned persons or addresses. Current product controls are described at /legal/availability/. You must not use a VPN, false information, another person's wallet, or any method to evade an eligibility control. Restrictions on entry do not make HBVNK custodian and are not intended to prevent lawful self-custody or available exit actions.

10. No advice, fiduciary relationship, custody, insurance, or guarantees

Information is general product information, not legal, tax, financial, or investment advice. No fiduciary relationship arises. HBVNK does not custody or insure assets. No yield, price, execution, liquidity, uptime, withdrawal time, tax result, or outcome is guaranteed.

11. Risks

Risks include loss of keys; scams; volatile or illiquid assets; stablecoin depegging; leverage and liquidation; smart-contract, oracle, bridge, validator, sequencer, governance, RPC, and software failures; front-running; forks; regulatory change; cyberattack; and complete loss. You accept these risks and should use only assets you can afford to lose.

12. Acceptable use

You may not use HBVNK for unlawful activity, sanctions evasion, fraud, theft, market manipulation, malware, unauthorized access, abusive automation, infringement, or interference with others or the service.

13. Intellectual property and open-source software

HBVNK branding and proprietary app components belong to HBVNK LLC or its licensors. Open-source components remain subject to their licenses. These Terms do not grant rights in third-party names or protocols.

14. Availability, changes, and termination

HBVNK may maintain, change, suspend, or discontinue interfaces and may restrict sensitive entry when required for security, law, provider availability, or policy. Where technically possible, Wallet and exit functionality remains separate. You can interact with compatible public protocols through other software.

15. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HBVNK IS PROVIDED "AS IS" AND "AS AVAILABLE." HBVNK LLC DISCLAIMS IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS, TITLE, NON-INFRINGEMENT, AND ERROR-FREE OR UNINTERRUPTED OPERATION.

16. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HBVNK LLC AND ITS AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOST PROFITS, LOST DATA, LOST KEYS, OR PROTOCOL LOSSES. HBVNK LLC'S AGGREGATE LIABILITY FOR CLAIMS RELATING TO THE APP WILL NOT EXCEED THE GREATER OF USD 100 OR FEES PAID DIRECTLY TO HBVNK LLC IN THE PRECEDING 12 MONTHS. MANDATORY LAW MAY PROVIDE GREATER RIGHTS.

17. Indemnification

To the extent permitted by law, you will defend and indemnify HBVNK LLC from third-party claims arising from your unlawful use, breach of these Terms, or infringement, excluding claims caused by HBVNK LLC's own unlawful conduct.

18. Delaware governing law and courts

Delaware law governs without regard to conflict rules. Subject to mandatory consumer law, claims must be brought in the state courts located in Delaware or the United States District Court for the District of Delaware. These Terms contain no mandatory arbitration or class-action waiver.

19. Consumer-law and mandatory-rights savings clause

Nothing in these Terms waives rights, remedies, jurisdiction, warranties, or liability that applicable law does not allow the parties to waive. If you are a consumer, mandatory law in your home jurisdiction may apply.

20. Changes to these Terms

Material changes receive a new version and effective date. New acceptance may be required before future sensitive entry, but a Terms update does not condition access to unlock, recovery phrase, export, receive, send, position close, order cancellation, or withdrawal.

21. Notices and contact

Legal notices: legal@hbvnk.com. Privacy: privacy@hbvnk.com. Support: support@hbvnk.com. The current controlling English Terms are at /legal/terms/.