Q4 2025
Hackathon Prizes
Completed- Hedera Ascension Hackathon — 2nd Place
- Hedera Africa Hackathon Finalists
Join the Bankless Revolution.
Save, Invest & Spend Smarter.
Earn more than your bank pays. Invest without middlemen. Spend anywhere in the world with HBank.
Start Trading
Invest
Invest in stocks, crypto, indices and commodities — with up to 40x leverage. Own your assets and trade on your terms. All on-chain, no middlemen.
Coming Soon
Earn
Your savings are losing value. Put them to work — earn real yield on stablecoins, transparently, with no lock-ups.
Coming Soon
Spend
A card that spends your crypto like cash — online, in-store, anywhere in the world. No bank needed.
Product Roadmap.
We're building toward a world where anyone — anywhere — can access the financial tools that used to be reserved for the wealthy few.
Q1 2026
Closed Beta Launch
Completed- Team expansion
- Early Adopter Community
- Spot Trading — DEX Aggregator & Bridge
- Hedera Apex Hackathon participant (results May 12)
Q2 2026
Advanced Trading
In Progress- Stocks, Crypto & Commodities Perps
- Options Markets
- Spot DCA
Q4 2026
Smart Savings
Coming Soon- HUSD — yield-bearing liquid token
- Transparent, market-neutral yield
Q1 2027
HBank Pay
Coming Soon- Global Payments
- Virtual & physical debit card
- Low fees, instant transfers
Frequently
Asked
Questions.
HBank is a new kind of financial app designed to give you full control over your money — global, transparent, and always accessible. HBank gives you the tools to manage your wealth end-to-end: invest, trade, earn, and spend — all in one place. No intermediaries, no unnecessary complexity — just a simpler, more powerful way to grow and use your money on your terms.
No — and that's intentional. Traditional banks hold your money and pay you close to nothing for it. HBank gives you direct access to global markets and on-chain yield strategies, so your money works harder. You stay in control at all times, with full visibility into everything that happens.
HBank is built on Hedera Hashgraph & Hyperliquid, two of the most secure and proven financial networks in the world. Your funds are never custodied by us — you stay in control at all times. Everything is verifiable on-chain so you never have to take our word for it.
HBank charges a simple, transparent 0.3% fee on swap transactions. Fees for perpetual trading and future products will be fully disclosed when our documentation goes live.
Earn — our liquid yield product on stablecoins — is on the roadmap for Q4 2026. Spend, with virtual and physical cards, follows in Q1 2027. Both are being built with the same transparency and simplicity as Invest. Join our Discord to stay updated and get early access when they launch.
Today, HBank is accessed by connecting a native Hedera wallet like HashPack or Kabila, so some basic familiarity helps. That said, this is temporary. We’re building toward a fully abstracted experience where HBank feels just like any modern financial app — no technical knowledge required, no extra steps — simply invest, earn, and spend with ease.