Launch and invest in liquid, transparent and composable yield bearing tokens backed by diversified DeFi strategies deployed on blue-chip DeFi protocols.
Permanent and unalterable record of all transactions
Use our yield bearing tokens as collateral for other DeFi protocols
Dashboards with auditable and up-to-date metrics
Complete solutions for investors and asset managers
Everything you need to know about the Hbank Protocol
Hbank Protocol is the premier onchain asset management platform specialized in liquid yield tokens. Built on Hedera Hashgraph, we provide institutional-grade DeFi solutions that launch and manage yield-bearing tokens backed by diversified strategies deployed on blue-chip DeFi protocols. Our platform offers total transparency, composability, and real-time analytics for both qualified investors and asset managers.
The hUSD Vault is our flagship product for qualified investors, currently offering 13.33% APY with over $0 in TVL. When you deposit assets, our delta-neutral strategies are applied to generate maximum yield through diversification across multiple blue-chip DeFi protocols. All operations are transparent and verifiable on-chain. For more details check our docs.
Absolutely. Security is our top priority with enterprise-grade protection through Hedera's aBFT consensus mechanism. Our protocol is fully audited by recognized security firms, we implement multi-signature controls and MCP wallets for critical operations, and we maintain 100% on-chain transparency.
During our testnet alpha phase, the protocol operates with zero fees—you only pay standard network transaction costs. As we transition to mainnet, we'll introduce transparent fee structures that may include management fees, performance fees, or both. All future fees will be clearly communicated and designed to align our success with yours.
We offer flexible withdrawal options to suit your needs. Standard withdrawals process within 48 hours at no additional cost. For immediate access to your funds, instant withdrawals are available with a 0.5% fee on the withdrawn amount and depends on available liquidity. All withdrawal transactions are processed on-chain and fully transparent.